Don’t stand where the lightning strikes.

“When misguided public opinion honors what is despicable and despises what is honorable, punishes virtue and rewards vice, encourages what is harmful and discourages what is useful, applauds falsehood and smothers truth under indifference or insult, a nation turns its back on progress and can be restored only by the terrible lessons of catastrophe.”

— Frederic Bastiat, nineteenth century French economist and writer

“God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.”

― Reinhold Niebuhr

This is part of a new worldview-based post series – intended for planning and action use by executives and managers. These posts offer an example framework that might be adapted to address particular needs and situations. This post continues the business case example of how a business might deal – proactively – with a serious black swan event: a sudden, unexpected loss of a major customer.

If you would like to see how this started – an experiment, please refer to this initial post on my new direction.

A worldview-based planning and action process

We are living in very different times. Our world – both big picture and personal – has never occurred before. Learning from the past may be misleading, and possibly harmful. The past and elusive present are gone forever. We have only the unpredictable future to deal with, as it unfolds. 

The world, however defined, is now changing so quickly, chaotically, and hugely that it will greatly impact virtually everyone on earth. It will affect each individual differently, depending on their location, activities, resources, and luck. And, it will also affect every group, business, and organization differently.

A process for dealing with an unpredictable, often-chaotic future is very different from anything that we learned, experienced, or imagined. Responding to events and situations reactively may well be too late for effectiveness, and may ultimately prove disastrous.

Our recent COVID happening was an example of just such a situation. No warning, suddenly-imposed lockdowns, distancing, masks, testing … all kinds of completely new dictates and challenges. We were very fortunate that this mess mostly lasted for only a year or so. But we are still dealing with the aftermath in too many cases.

Will such a happening recur? It sure seems so, based on the picture summarized in these worldviews. With so little these days being predictable, we are forced to deal with a mostly uncertain, fast-changing future. What worked in a more stable, predictable past won’t work going forward. Very different approaches are essential.

What might these approaches be in practice? Answer probably is “nobody really knows”. I sure don’t, but I have in mind one process approach that may well be appropriate for such times and challenges.

Will it work? Well, I am using it personally today to guide myself through whatever is happening out there. I may also get the opportunity to help a few clients navigate the turmoil using their versions.

For those readers who are new to this website and its series of worldview posts, here are links to the original post if you are interested:

Agility, adaptability, and resilience – plus a guiding worldview

Business simulation modeling

Where to start?

A baseline worldview for planning, decision-making, and action

While the process in concept is quite simple, the devil as always is in the details.

If you have looked at the two prior posts (Worldview 6 and Worldview 7), you will recall the starting point of a process example framed as a business case: MedTechNorth (MTN), a hypothetical company that manufactures, sells, and services a variety of high-end medical devices and related supplies. The first part of this case introduced a small executive team that was responding to the founder/CEO’s sense that a “something big and serious” might be impending. Nothing specific but just a very strong feeling that MTN needed to respond – to “something” – proactively.

Responding to whatan unknown event or situation of a black swan nature –seemed to be the immediate question. How might one deal proactively with a black swan event, which by definition and reality, cannot be foreseen in nature, magnitude, or timing?

The team’s coach Phil (Philippa Conroy) suggested that this apparent obstacle could be overcome by focusing on impacts from a variety of possible events and situations. The idea here was to quickly identify any major vulnerabilities in MTN and act now to eliminate or mitigate them. Making MTN much less likely to be damaged by impacts from whatever cause would be the team’s primary goal.

TN's Executive Planning Team
MTN’s Executive Planning Team

A sales impact example: sudden, unexpected loss of a major customer

This starting point impact allows the team to utilize and focus on what they do know very well: their own business (or organization or group). They may not have the full set of relevant facts and consequences at hand, but these can readily be developed.

Below is a chart of such an impact – an impact map – and its possible consequences:

A “simple” major customer loss can set off an avalanche of serious consequences.
Dynamics here are critical.

As you certainly know, none of these impact consequences is isolated or independent. They typically have many tight interdependencies. They roll out dynamically in ways that often cannot be understood until well after the fact.

In a real situation of this nature, the important set of consequences may be much larger. And substantially different.

Now to resume the MTN business case …

Here is where we left Doc, Cat, North, and Phil:

The first group meeting involved Doc’s creating the small planning team, giving it a charter, and setting up a first working session.

The first working session focused on the sales loss impact map draft (above) and how to get started on planning – preparing – for such an improbable event. Unlike anything that we normally plan for, this event was hypothetical and used only to focus efforts at identifying and strengthening points of significant vulnerability.

And then, to the sound of flapping black wings, the improbable impact event suddenly became very real and likely. The team found itself planning to prepare for an event that might very well take place before any preparation could be done.

As you are no doubt aware, this is the way the world works – inconveniently and marching to its own drum.

Third planning team meeting

Doc: “First, let me bring you all up to date on the possibility that our largest customer XYZ might be acquired shortly by our main competitor ABC. This surely is a great example of Phil’s many black swans. In any case, in my usual cautious and indirect manner I called up XYZ’s CEO Lin Cho and asked him point blank to tell me what’s up. Lin and I are old golfing and drinking buddies from way back. “

“He noted that he couldn’t say very much due to negotiation confidentiality restrictions, but he could at least confirm that the deal was indeed in process. He also passed along the main reason from XYZ’s side: they are nearly out of money and credit. COVID-19 consequences. Huge customer order fulfilment and supply chain problems that have not gone away. “

“Lin said that he wished that they had taken some serious steps two years ago that might well have allowed them to avoid their current mess. I did not mention to Lin that we were starting to do just what he regretted not doing. “

“Bottom line at the moment is that things are proceeding more or less favorably and the likelihood of a near-term deal closing seems quite high. Incidentally, Lin told me that they would protect us fully from any transition problems involving our substantial materials, work in process, and finished goods inventories. ”

“Now, Phil … could you lead the way from here … “

Phil: “Thanks Doc. We now have some good news and bad news to address. Both in real-time and both potentially near-term. No prep time available for these. But we must figure out how to integrate them with our efforts to expose and remedy MTN’s vulnerabilities, should it have any of course. While I’m not at all sure how to do such a magical thing, I am confident that it can indeed be accomplished. That said, could Cat tell us where her group has managed to get. “

Cat: “I’m not sure where to start. Things are moving so much faster than we are, it seems. Let me begin with what my new analyst Leticia has found out. Briefly, the XYZ-ABC deal is real, underway, and quite likely to close – within a month or two at most. XYZ is in a rather desperate condition, Leticia was told, and needs a deal done ASAP or sooner. Apparently XYZ has even retained Chapter 11 bankruptcy counsel in anticipation in case the ABC merger deal falls through. “

“So, we are faced with losing XYZ either way. Chapter 11 would likely present us with a serious mess and some big losses. ABC’s takeover will give us a comparatively clean and orderly transition with only the sales loss impact to handle. No risk on outstanding invoices or those that will draw down XYZ’s dedicated inventory. I guess we need to start cheering for ABC, like it or not. “

“This has as you will have already noted eliminates two of our once-hypothetical sales loss impact map boxes – dedicated inventory and invoice write-offs. Our impact map is now quite real, assuming that the deal goes through. We must figure out fast exactly how this will affect us, and what if anything much we can do about it near-term. “

North: “Thanks for this update, Cat and Doc. We now have just a whole bunch of serious consequences to deal with in real-time. Too bad we can’t wind back our clock a year or two. I think that we are about to learn our vulnerabilities the hard way, in real-time. Moreover, I am thinking that maybe we are very fortunate in this regard. Why? Because we shortly will not have to guess about where our vulnerabilities lie. “

“Assuming that we survive this hit, which I’m completely confident that we can and will, we can now begin to figure out how to remedy whatever vulnerabilities this black swan event might expose. Doing this as well as dealing with the real-time situation. “

“So, I’m very positive and encouraged by all of this. We do however have to take great care to address the present reality and the impact map hypothetical in an integrated manner. Somehow. We may well have been very fortunate. “

Phil: “North has just described exactly my sense of our challenge here. We are indeed very fortunate, I believe. There is no reason not to expect our survival of the XYZ-ABC merger consequences, whatever they may be. It’s a big hit, but we are in good shape. Cat and I have been talking about how we might work together on getting some real numbers. ”

“I have agreed, somewhat reluctantly, to begin on an initial rough planning model. Leticia is going to assist me so she can take over the model when it is done and I can go back to my horses. “

“Meanwhile, there is much that we can do now to address both our immediate need to handle the XYZ sales loss and our vulnerabilities to such an impact as they become evident. First order of business then is to figure out just what the XYZ sales loss will impact and what we can do about it in real-time. Cat..? ”

Doc: “Sorry Phil to interrupt here, but I want to begin the thinking you describe – here and now. There is too much to do to waste even a day. My friend Lin has offered to assist us in any way he can to make this transition go as smoothly as possible. He is a really great guy so I expect that he’ll do whatever he can. He apologized a dozen times for ‘abandoning us’, but emphasized that he had no choice. “

“Cat … I need some numbers very quickly, like tomorrow. Even if they are rough. This has to be passed on to our banks, investors, and Board as soon as we have something concrete. I want to be able to reassure them of our solid ability to survive and recover from this big sales and cash flow hit. Before the rumor mill really gets rolling. “

Cat: “This we can do, but I’d like to detach it from what Phil is modeling. Leticia can help me get some quick figures together for your purposes, Doc. We have done this a couple of times before, as you will no doubt painfully recall. The real challenge will be getting a handle on the impact and our response in terms of current growth and financing plans. ”

“Doc … this seems like not the right time to spring your ideas on them about putting growth on hold and building up cash reserves. We can treat this simply as business-as-usual, which it seems to be except for the magnitudes involved. Also, it might be good to keep Phil’s modeling efforts undisclosed until we have something to actually show-and-tell. ”

“And Doc, you might want to make a big deal about your reassurances from your buddy Lin, and perhaps even offer to do the same for Lin, where possible. These kinds of friendships are extremely important in my experience. So, can I get at least a consensus from our group on treating this happening as BAU. Not a big deal. Happens all the time. “

Doc: “I think that I can speak for all of us on this one. The answer is absolutely yes. Great idea. Let’s keep things moving on both, in parallel, but with our vulnerability handling plans remaining confidential for at least a while. Regarding Lin, I’ll call him right after we break up, and follow the call up with a formal letter offer to help in whatever way we can. “

Phil: “I agree completely. This takes the heat off our planning model work, and allows us to focus on the immediate situation. And I agree also with North’s thoughts about using this surprise as a way to probe for vulnerabilities, which of course we don’t have. This real-time happening is going to tell us a great deal about just how vulnerable and resilient we actually are. “

North: “Phil, you are exactly right. And just to prove it, I have just received a text message from our chief labor negotiator that things are going south rather quickly. It seems that the news of the XYZ-ABC merger is out and our production folks already understand that we are going to need some substantial and immediate production and workforce adjustments. ”

“I’ll find out more when I talk to my folks after we break up here. Which I suggest we do as soon as possible. I need to get on this immediately before the rumor mill gets cranked up to ten. If it hasn’t already. ”

Doc: “Definitely, North. Let’s break now and plan for our next vulnerability effort meeting a week hence. We’ll handle the XYZ loss as strictly a BAU matter that can be addressed in our usual competent, timely, and effective manner. I’m going to call Lin right now to set up a working line of communication for the transition. Oh, and please use the term ‘transition’ from this point on, instead of ‘sales loss’. Lin’s acquirers may well find our help to be valuable in getting this deal closed with minimal disruption on either side. ”

It is almost never too late to address vulnerabilities

As you probably anticipate, this group is going to learn about some very real MTN vulnerabilities – in real-time, as the merger deal moves (now too quickly) toward closure. MTN’s offer to help will indeed help expedite this.

Even though MTN can do nothing much on vulnerability mitigation at this point, it can certainly obtain some vital information about what they might have been able to do a year earlier.

This brings up the point that routine BAU happenings can be very useful in defining vulnerabilities and possible strengthening approaches. But only if this process is currently underway, with BAU happenings fully integrated into the planning information input.

BAU happenings are just the way the world system tells us about how things really work. This information flow, along with any required analysis, should be built into the management process – not handled as an occasional or one-off effort.

The next post will continue this business case as the planning team gets deeply into dealing with the real-time sales loss – now known as “transition” – while trying to obtain some progress on vulnerability assessment and mitigation.

Let me repeat the prior post’s admonition as it now applies here:

“In preparing for battle I have always found that plans are useless, but planning is indispensable.”

— Dwight D. Eisenhower, Commander-in-Chief of the Allied Forces in Europe during the Second World War and two-term U.S. President

Planning is a process. Plans are the process output. What I think Ike meant here is that planning is vital to allow you to prepare for whatever happens. Plans simply record what is to be done by way of preparation.

Preparation is the key. You want to identify weaknesses and act to strengthen them while you have a chance. This is usually not possible once the happening happens. All you can do then is try to cope and recover.

Update: MTN’s team now has to deal with exactly this situation: the happening is about to happen in real-time, but the need to identify and address vulnerabilities must somehow be done in parallel.

Worldview Updates:

Below are links to updated sections so you don’t have to read through rest of the unchanged sections unless you want to …

#2. The 2024 Elections – Current: Something very big may well be happening on the home stretch to Election Day, but not what we might think. Much worse.

#3. Disease-X – current: Yet another report on a possibly promising pushback effort regarding the WHO’s Pandemic Treaty threat.

#5. Digital IDs and CBDCs – Current: Pushback appearing also in efforts to prevent the introduction of a CBDC by the Federal Reserve Bank.

#1. World War III

➧ Preamble:
As I have argued in recent posts (see here and here), we are already in a world war in its early stages. It is so far at least non-big-nuke (i.e., not a world-ending catastrophe), and fortunately non-any-nuke. It is endless local and regional wars – as usual. The military-industrial complex is prosperous and happy.

Despite numerous warnings about imminent escalation, the reality seems to be just more small-wars-as-usual. This seems quite reasonable since the various warmongers – rulers-and-wannabes everywhere – do not want to dominate a rubble-filled, radioactive world. They want a fully-functioning world, albeit with many fewer annoying people out and about.

So far, things in this respect are going well for them. Their main problems appear to be nasty competition between and within major blocks of rulers-and-wannabes. We have the West – the U.S., UK, EU, NATO, Canada, Australia, … – battling in a proxy manner with the rapidly emerging Eurasian and Global South block of nations – led by Russia, China, and India (now called BRICS+ as a group).

The unipolar West has quite successfully created, and continues to bunglingly enable, the growing group of multipolar BRICS+ nations. The latter seem almost certain to prevail in their own realm, leaving the West to continue its purposeful and quite rapid decline.

Summary:

Current:

The underway WW III may lead up to a much greater WW III, as this article suggests:

“But for me, the MI6 angle is the first one to be considered in this attack [attack on the Crocus Concert Hall in Moscow], not the last one. And the keys lie in that very timeline. Because, as opposed to assuming that the US is the catalytic agent for events here — easy to think because [Victoria] Nuland is involved — reframing this as a distinctly British operation (with help from rogue elements in the State Dept. and CIA, of course) yields a far more coherent narrative.”

“Remember, we’re dealing ultimately with narcissists here. Then let’s remember cui bono. Because without assessing who benefits from this attack, we aren’t doing the analysis right. Moreover, I’m not trying to blame shift here away from the US. We are definitely a player here. But it’s defining who ‘we’ in the US is where the nuance lies.”

“What if Nuland was fired because knowledge of this attack finally reached the right people at State and the DoD? And they realized, rightly so, that an attack like this would make it nearly impossible for Putin to ignore and force his hand politically to escalate the war in Ukraine to a level that would justify to the people of the West that it was finally time for us to get involved over there.”

“… But, as I said, the real goal of this war wasn’t just getting Russia, they had to maneuver the US into a terminal state as well, through the costs of fighting a war we weren’t capable of sustaining. And that was the bridge too far for US interests not beholden to the ghost of Trotsky and the tears of Bill Kristol.”

“And now you have the ‘who benefits’ from this operation. The US saw no upside in brutally killing hundreds of Russian civilians, knowing full well it would be US doing the majority of the fighting. The UK and EU need the US to do this because if the US comes out of this war unscathed (like in WWII) then the current arrangement will continue, and their plans for domination will fail.”

If this isn’t world war via proxies, I can’t imagine what would be – apart from an escalation to a big-nuke version. For planning purposes, this suggests a lengthy period of localized fighting and terrorist hits by major player proxies.

Government spending will continue at ruinous rates, eventually leading to financial and economic collapse – probably first in the West. This in turn means high price inflation will continue as well. For those who are exposed to war zone and even troubled domestic sources, supply chain disruptions and shortages will probably become part of the “normal” business environment.

It also reinforces my sense that nothing any government or its lackeys says is reliable. The truth in fact may lie in directions opposite to what these sources are saying. Here is an article that seems to agree:

From Alt-Market.us we have another voice anticipating WW III in a non-big-nuke form: “World War III Is Now Inevitable – Here’s Why It Can’t Be Avoided”.

Huge game-changing happening in the Middle East that will likely affect war strategizing globally:

“Iran’s unprecedented attack on Israeli military sites on April 13-14 signals a tectonic shift in the regional balance of power. While the media remains preoccupied with the number of outdated Iranian drones that were shot down during the onslaught, military analysts are far more focused on the way that Iran’s ballistic missiles cut through Israel’s vaunted air defense systems striking sites at the Nevatim and Negev Air Bases.

“What the operation proved is that Israel’s ‘deterrents supremacy’ is largely a fiction based on overly optimistic assumptions about the performance of their air defense capability. When put to the test, these systems failed to stop many of the larger and more destructive ballistic missiles from hitting their targets. This, in turn, revealed that Israel’s most heavily-defended and critically-important military sites remain overly-exposed to enemy attack.”

“More importantly, any future attack will not be announced days in advance nor will Iran attempt to avoid high-value targets or heavy casualties. Instead, they will use their most lethal and state-of-the-art hypersonic missiles to inflict as much death and destruction on Israel as is required to make sure that the Jewish state is unable to lift a hand against Iran in the future. In short, what Iran’s historic attack on Israel shows is that any future provocation by Israel will be met by an immediate and overwhelming response that will leave Israel battered, bloodied and broken.”

“… The failure of the combined US-Israeli defense systems in the face of a concerted Iranian missile attack exposed the short-comings of the US ballistic missile defense capabilities world-wide… This means that the US and NATO forces in Europe are vulnerable to attack from advanced Russian missile technologies which match or exceed those used by Iran to attack Israel. It also means that China would most likely be able to strike and sink US navy ships in the Pacific Ocean in the event of a conflict over Taiwan…. And that North Korea could do the same to US ships and forces ashore in the vicinity of Japan and South Korea… The global strategic implications of this stunning Iranian accomplishment are game-changing … Checkmate, Scott Ritter [former weapons inspector], Substack”

This seems to mean that defensive systems, in the West at least, can no longer stop a serious military attack. Aggressive actions will have to be substantially toned down until nations in the West (and probably others) have been able to remedy the current defense system weaknesses. Which may take years.

I think that the likelihood of any serious world war mischief escalations has been severely reduced as a result, hopefully for quite a few years.

WW III (non-big-nuke version) is currently underway.
WW III (non-big-nuke version) is currently underway.

#2. The 2024 Elections

Preamble:

We are now in the thick of a major, even huge, election season. We can probably expect to see the very worst from both sides. There are no evident good guys in this escalating mess. The Uni-party will win and government will go on as usual. Very little will change except a few names.

The big uncertainty that I can see is one in which the election/selection results are not accepted by either party. This would involve many challenges, great disruptions, and huge protests. Government may effectively cease to function, assuming that it presently functions – see this post: “Trust. So Important. So Hard to Gain. So Easy to Lose.”.

Should most of this occur, it seems likely that someone will arrange for martial law, or equivalent lockdowns. Some, it appears, think that the COVID-19 lockdowns and related restrictions were a dry run for the real thing come 2024 election times. It probably doesn’t matter much.

There would seem to be a couple of rather likely outcomes:

(1) 2025 will be a year of internal fighting and disruptions. Probably not “civil war” in any major respect like 1860-65, but at least a serious breakdown of civil order. Kind of like today.

(2) Major cities will see the most intense and damaging confrontations. These may in fact be a trigger for lockdowns of some kind nationwide.

Will these cause financial and economic collapse? Not in the short term I think, but perhaps helping things along for more serious consequences in 2026 and beyond.

Summary:

Current:

Much as I might wish otherwise, some very useful information and insights appear in what may otherwise be regarded as political diatribes and worse. Here is a very recent example:

“Americans today are increasingly polarized, as if they constitute two separate nations.”

— Strauss & Howe, The Fourth Turning

Others are drawing similar pictures of how the election season appears to be getting set up for a martial law version of COVID lockdowns:

It is no surprise that election season turmoil is aggressively underway. This has been predicted for months if not years. The following article, however, raises the possibility that all of this is part of a big plan  – intentional rather than random.

Clive McKeef via State of the Nation and The Burning Platform on 5/25/24 reflects the sense that many seem to have right now: “Something very BIG is happening on the home stretch to Election Day!”:

“Editor’s Note: There’s a HUGE shift taking place during this critical phase of the 2024 election cycle. However, the ‘shift’ appears to be one that was planned for since Trump first declared his POTUS candidacy in June of 2015.  In other words, Trump entire trajectory of political successes and failures has been meticulously engineered by his puppet masters for this very moment in time. ”

“Even those four major legal cases, which were quite absurdly thrown at Trump by the Democrat Lawfare Department, have been failing woefully with purposeful design. Everyone knows that America has always loves the underdog, and especially one who has been relentlessly persecuted and prosecuted with no legitimate legal basis. ”

“All of which indicates that the banksters are setting up Trump to usher the USA through the most consequential bankruptcy in world history. ”

“… By the way, SOTN makes no judgment about whether Trump is a real Patriot or a total Zionist fraud.  At this point it really doesn’t matter.  Because only with the stout backing of the banksters will Trump be installed in the White House.  And, given what the United States is facing on both the economic and financial fronts, this nation desperately needs a bankruptcy expert at the helm. ”

“… ‘The Deep State Has Shifted Its Support To Trump For President’ by Richard C. Cook …”

“Mark my words. The Deep State has shifted its support to Trump for president. Biden is being thrown under the bus. Four years of stumbling senility; collapse of U.S. foreign policy in Afghanistan, Ukraine, and Gaza; borderline graft; and the display of ‘woke’ perversions enough to make any real adult vomit; have brought enough humiliation to America to last a century. ”

“William Barr is the deepest of the Deep State; the ultimate covert operator. It was Barr, we recall, who delivered the message to Bill Clinton that he was in line for the presidency at a covert meeting in Mena, Arkansas, back in the heyday of CIA drug and arms trafficking. ”

“Barr just endorsed Trump for president after being part of the cabal that set Trump up on January 6 and got him indicted in New York, Washington, and Georgia. Trump is beating the rap on everything thrown at him. Now the Supreme Court has been greenlighted to overturn the indictments. ”

Is any of this true? Nothing surprises me these days, so maybe my fears of the worst in government-Deep-State machinations occurring are valid. In this case, however, it is the U.S. bankruptcy and dollar collapse connection that is most worrisome. This may well occur – rather sooner than later. Trump may well be selected to help expedite this. Just what we need.

Top 2024 candidates for President. Scary, both.
Top 2024 candidates for President. Scary, both.

#3. Disease-X

Preamble:

Disease-X, in case you have not heard, is a term used by the World Health Organization (WHO), a UN agency, to describe a surely coming but as yet unknown, devastating disease. Like COVID-19, even. I went into this whole mess in some detail in a recent post: “Who Is WHO? The Great Resetter, Maybe?”.

The main purpose of Disease-X, so far as I can see, is to help drive world domination by the United Nations (UN), the WHO, the World Economic Forum (WEF), the World Bank, IMF, and kin. The WHO has succeeded in getting virtually every nation on earth to sign up for its control agenda, which conveniently supersedes any national policies and interests. It basically establishes a worldwide police force to tackle the ravages of Disease-X before it actually happens. Very proactive, yes?

Disease-X then, for planning purposes, is simply (well, not quite so simply) a means of achieving world domination by one set of rulers-and-wannabes. Unfortunately, they may well succeed, at least temporarily, but not without serious and powerful pushback. From whom?

From the rapidly evolving and strengthening, multipolar, Eurasian and Global South (aka Global Majority) nations led by Russia and China. This situation is indeed inconvenient for the West-driven world dominators, who detest competition.

While this global control contest is going on, we must be able to function in some manner regardless. It might therefore be reasonable to assume a Disease-X lockdown (or martial law equivalent) as a serious near-term risk.

Most of us have the COVID-19 lockdown experience to guide us in preparing for the next one. How did the COVID lockdown impact you? What would you have done to better prepare for COVID if you had advance warning?

Summary:

Current:

Disease-X sounds a bit vague and techie, yes? Much better to have something much more official-sounding. Like H5N1

The troublesome role of the unelected and unaccountable World Health Organization seems to be getting worse by the day. No doubt this is due to the WHO Pandemic Treaty meeting underway in Geneva at this moment. Latest news on the meeting …

Lance Johnson writing in Natural News (5/21/24) states the situation in very stark terms: “By month’s end, WHO seeks to pass Orwellian pandemic treaty to implement algorithmic surveillance and control systems worldwide”:

“… The World Health Organization (WHO) body of experts are set to convene in Geneva, Switzerland, at their 77th World Health Assembly from May 27 to June 1, 2024. At the assembly, WHO’s member countries will cast their votes on the final version of the agency’s ‘pandemic agreement.’”

“This agreement will give the beleaguered agency more power over sovereign nations, including the power to order targeted lockdowns and mitigation measures. The agreement will allow a global body of experts to use surveillance tools and implement broader mandates for PCR testing, masks, so-called vaccines and other countermeasures. Right now WHO is developing a standardized algorithm to quantify airborne transmission risk to dictate public policies on human interactions.”

“… WHO is currently collaborating with the European Organization for Nuclear Research (CERN) to develop an online tool [PDF] that will evaluate and predict risks associated with future airborne virus transmission across various public and private settings. This surveillance tool, named ARIA, will model the hypothetical spread of airborne pathogens in indoor settings, so WHO can craft precise directives on mitigation measures for business owners, households, healthcare centers and others indoor venues.”

“According to WHO, ARIA was developed by ‘a global group of experts’ who conducted a “comprehensive review of the scientific literature.” Again and again, we are told to “trust the experts” – even though WHO’s guidance has caused significant damage to families, economies and livelihoods worldwide.”

Kevin Stocklin via The Epoch Times and ZeroHedge on 5/25/24 indicates that strong opposition to WHO’s schemes is developing quicky – maybe: “24 GOP Governors Tell Biden Not To Sign WHO Pandemic Agreement”:

“Governors from 24 states have joined together to speak out against treaty negotiations being conducted by the Biden administration, which ‘would purport to grant’ the World Health Organization (WHO) ‘unprecedented and unconstitutional powers over the United States and its people.’”

“In a March 22 letter, the governors stated that they ‘stand united in opposition to two proposed instruments’ currently under negotiation.”

“’The objective of these instruments is to empower the WHO, particularly its uncontrollable Director-General, with the authority to restrict the rights of U.S. citizens, including freedoms such as speech, privacy, travel, choice of medical care, and informed consent, thus violating our Constitution’s core principles,’ the governors wrote. ‘If adopted, these agreements would seek to elevate the WHO from an advisory body to a global authority in public health.’”

“The documents they refer to are a new treaty called the WHO pandemic agreement and amendments to the existing International Health Regulations (IHRs), which together would centralize a significant amount of authority within this United Nations subsidiary if the WHO declares a state of ‘health emergency.’”

“Governors from the following states signed the letter: Alabama, Alaska, Arkansas, Florida, Georgia, Idaho, Indiana, Iowa, Louisiana, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wyoming.”

“As the negotiations among member nations move into their final phase before the start of the voting session at the World Health Assembly, scheduled to begin on May 27, the WHO appears to have scaled back some of the powers it had sought in hopes of finalizing a deal.”

And then there is this recent article that alerts us to the likely connection between the WHO Pandemic Treaty and Disease-X, aka bird flu, aka H5N1:

From Natural News Editors and EndOfTheAmericanDream.com on 05/24/2024 we have the linkage story: “The WHO’s pandemic treaty and a bird flu crisis are both arriving at the same time”:

“Health officials are issuing very ominous warnings about the potential for an H5N1 pandemic among humans at the same time that the WHO is preparing for a vote on the global pandemic treaty at the 77th World Health Assembly at the end of this month.  The global pandemic treaty will give the World Health Organization far more authority than it had during the last pandemic, and a lot of people are deeply concerned about how that power will be used during the next major health crisis.  As you will see below, two more human cases of the bird flu have just been confirmed.  If the bird flu mutates into a form that can spread easily from human to human, that will create an enormous amount of fear, and the death toll could potentially be catastrophic.  In such an environment, what sort of extreme measures would the World Health Organization decide to institute?”

“In recent weeks, negotiators have been feverishly working to finalize the global pandemic treaty.  The following comes directly from the official WHO website …”

“Governments of the world today agreed to continue working on a proposed pandemic agreement, and to further refine the draft, ahead of the Seventy-seventh World Health Assembly that starts 27 May 2024.”

“Governments meeting at the World Health Organization headquarters in Geneva agreed to resume hybrid and in-person discussions over coming weeks to advance work on critical issues, including around a proposed new global system for pathogen access and benefits sharing (i.e. life-saving vaccines, treatments and diagnostics); pandemic prevention and One Health; and the financial coordination needed to scale up countries’ capacities to prepare for and respond to pandemics.”

“Here in the United States, the mainstream media has been strangely quiet about this treaty, but it is a really big deal. Negotiations have been taking place for the last two years, and the plan is to submit the final draft for a vote at the World Health Assembly at the end of this month …”

“The Member State-led Intergovernmental Negotiating Body (INB) was established over two years ago to take this effort forward. The Bureau of the INB, which is guiding the process, will submit its outcome for consideration at the World Health Assembly.”

This story seems to help confirm a very bad sense that I’ve had for quite some time that the “bad guys” (i.e., on all sides) need a major set of catastrophes to happen concurrently. Otherwise, their One World Everything machinations seem likely to fail.

Agency of the United Nations
Agency of the United Nations

#4. Ukraine, Gaza, …

Preamble:

These wars are either local or regional disputes of the kind that have been going on at least forever, or they are proxy wars driven by major powers against each other. Most likely, both. Gaza, Yemen, and kin seem to be the former. Ukraine is very clearly a proxy war between the hegemonic West – U.S., UK, EU, NATO, … – and Russia (along with China and other Eurasian plus Global South nations) responding in a multipolar manner.

Local and regional wars are just part of our civilized environment. It’s just what we do. The current proxy war between the big guys, however, is of extremely serious concern. It is presently escalating steadily, and seems likely to break out into something major. This was dealt with above in #1 – WW III.

“In untangling the causal factors behind the many crises we face today, the trail of breadcrumbs always leads to the transnational banking cartel, led by the BIS, which has the determining influence in shaping the system of governance under which our societies operate. This network likely constitutes the very “monolithic and ruthless conspiracy” that President John F. Kennedy had warned about.”

The Power Behind the Throne and the Bankers’ Forever Wars.

“In the recent past, Ukraine was militarized and Nazified to strike against Russia with the same powers behind the throne pulling the levers.  As the US-installed Prime Minister of Ukraine, Arseniy Yatsenyuk spoke appreciatively in 2014, ‘… international bankers are ready to help us. … We would not have survived without their international assistance.’”

“The Western financial system, having operated globally over the past 80 years, is coming to an end, and in its place, the bankers will attempt to introduce a new global financial system based upon Central Bank Digital Currencies (CBDC), Digital ID, and Universal Basic Income (UBI). The system will facilitate surveillance of the most intimate aspects of our lives and demand our absolute compliance. There is more to CBDCs than meets the eye …”

I thought about merging this one with the #1 WW III concern above, but I am still thinking that they are different – at least in terms of how each might impact us. “Bankers’ wars” are truly different.

Summary:

Current:

While I continue to see us as already in a WW III, with Ukraine, Gaza, … being used to some degree for quite different purposes, the article below has a quite interesting perspective. See my recent post on this: “World War III Is Underway – But Not As Expected”.

“If you’re getting the feeling like the globalists are really pushing hard for WWIII these days, you’re not alone.”

“In the past few months there has been multiple instances of European and US officials hinting at the possibility of a new military draft, the EU has talked openly about boots on the ground in Ukraine, NATO officials have stated unequivocally that they WILL NOT accept a loss in Ukraine to the Russians and the Kremlin has warned once again that nuclear weapons are on the table if western troops enter the war. The US government has recently asserted that Ukraine will be joining NATO, a red line in the sand for Russia.”

“Then there’s Israel and Gaza. I warned months ago in my article ‘It’s A Trap! The Wave Of Repercussions As The Middle East Fights ‘The Last War’’ that the war in Gaza would expand into a multi-front conflict that would probably include Iran. I also warned that it would be to Israel’s benefit if Iran entered the war because this would force the US to become directly involved. To be sure, Iran has already been engaging in proxy attacks on Israel through Lebanon, but Israel’s attack on the Iranian “embassy” or diplomatic station in Syria basically ensures that Iran will now directly commit to strikes on Israeli targets.”

“In other words, much like WWI, the situation is being escalated by the political elites despite the fact that the general public in the west is increasingly opposed to participating in the conflict. The globalists want to send us to war whether we like it or not.  Every decision they have made so far makes peaceful resolution impossible.”

There is just no way that anyone can reliably predict what’s going to happen next in this chaotic situation. It is not really a black swan since we can figure out general directions, but the series of events and situations that will actually occur are pretty much random to us.

Perhaps wars and rumors of war have always been used to mess with people’s minds, on both sides. Perhaps this is what many of the local wars are about. Mind control.

My sense is that we can use reporting such as this to indicate where we might want to focus our attention on becoming more agile, adaptable, and resilient.

Is the Ukraine situation also being used by some folks to mess with our minds?
Is the Ukraine situation also being used by some folks to mess with our minds?

#5. Digital IDs and CBDCs

Preamble:

Digital IDs and digital currencies (CBDCs) are all about money and control. And what is “money”? Money is a tool for control. In a rather lengthy and rambling article …

“… There are three fundamental truths about modern banking [emphasis added]:

 The money isn’t yours.
 The money isn’t actually there.
 The money isn’t really money.”

This appears to be the essence of what is happening in our money world. The real powers-that-be want to dominate the world and they are well along on the path to doing so. Digital IDs and CBDCs are their tools.

Summary:

Current:

The preamble article referred to above really contains the essence of what is happening money-wise. Digital money is coming very quickly. Much of the necessary system infrastructure is already in place. It is a virtual certainty – rare in a world of so much uncertainty.

Timing of this transition is not clear, but what is clear is that the powers-that-be, aka bankers and assorted overlords, know that their time for succeeding is short. The longer the delay in execution, the more resistance will develop. Once it gets organized, the resistance will be fierce.

For us non-bankers and humble businesspeople, we can only accept this as part of our near-future reality. We can’t do much of anything to impede it or change it. We must plan to live with it – but our way as much as possible.

The action options are relatively few at this point. We have to figure out how this money (and surveillance) transition might affect us. Then we can devise some creative ways to minimize the hassle and potential problems. This will be easier to do today than if we wait until we are forced to act – to comply and obey.

In this regard, you might want to have a look at a recent post: “Why Are We So Obedient and Compliant?”.

The transition to digital money is well-advanced. As the article below states, it should be in place by 2030. My bet is that it will be much sooner – 2025-2026 timeframe:

I keep reading predictions that the U.S., and possibly much of the world, is heading for a “massive financial collapse”. Such a happening would likely usher in some kind of martial law or lockdown situation since the globalists are getting desperate to achieve their domination-of-everything objectives. For example:

[1] Paul Craig Roberts is an American economist and author. He formerly held a sub-cabinet office in the United States federal government under President Reagan, as well as teaching positions at several U.S. universities.

“… The private Federal Reserve tries to manage this process to prevent such crashes, but the reality of fractional-reserve banking is that there will always be booms and busts due to the corrupt nature of fiat currency, which is not real money.”

“What happened in the leadup to 1929 is once again happening today. The 21st century as a whole is marked by a long-term drop in velocity of circulation, which is currently at the lowest level on record.”

“Meanwhile, stocks and real estate have been driven up to sky-high prices well beyond what they are actually worth in real terms. When the bubble pops, it will be the biggest bubble pop ever, producing unprecedented dispossession and economic collapse.”

“’When after more than a decade of near zero interest rates, the Fed raises interest rates it collapses the values of financial portfolios and real estate and produces a financial crisis,’ Roberts says.”

“’As the authorities have set in place a system that bails out secured creditors with our bank deposits, stocks and bonds, we will have no money and no financial assets to sell for money. People with mortgaged homes and businesses will lose them, as they did in the 1930s, when they lost their money due to bank failures. People with car payments will lose their transportation. The way the system works is you lose your money but not your debts.’”

“You can expect more bank collapses, which will mean the loss of your deposits. The federal insurance program will not recoup whatever you lose because, as previously mentioned, all deposits have been turned into collateral for creditors.”

Should this actually occur more or less as outlined above, we would be in a whole new ballgame. Somehow, I don’t see this being allowed to happen except in the context of driving martial law or equivalent into existence. Too many of the powers-that-be-and-wannabe have big money in banks.

Here’s something entirely different, and perhaps promising if real:

From Pepe Escobar via ZeroHedge on 5/15/24: “Escobar: De-Dollarization Bombshell – The Coming Of BRICS+ Decentralized Monetary Ecosystem”:

“Get ready for what may well be the geoeconomic bombshell of 2024: the coming of a decentralized monetary ecosystem.”

“Welcome to The Unit  – a concept that has already been discussed by the financial services and investments working group set up by the BRICS+ Business Council and has a serious shot at becoming official BRICS+ policy as early as in 2025.”

“The Global Majority has had enough of the centrally controlled monetary framework put in place 80 years ago in Bretton Woods and its endemic flaws: chronic deficits fueling irresponsible military spending; speculative bubbles; politically motivated sanctions and secondary sanctions; abuse of settlement and payment infrastructure; protectionism; and the lack of fair arbitration.”

“In contrast, the Unit proposes a reliable, quick and economically efficient solution for cross-border payments. The – transactional – Unit is a game-changer as a new form of international currency that can be issued in a de-centralized way, and then recognized and regulated at national level.”

“The Unit offers a unique solution for bottlenecks in global financial infrastructure: it is eligible for traditional banking operations as well as for the newest forms of digital banking.”

Tyler Durden writing in ZeroHedge reports on a possibly positive development of the CBDC front (5/23/24): “Last Hope Against Biden-Bucks – House Passes Bill Blocking The Fed From Issuing A CBDC”:

“As CoinTelegraph’s Derek Andersen reports, the bill, which must still face a vote in the Senate, amends the Federal Reserve Act of 1913 to prohibit Federal Reserve banks ‘from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.’”

“The Republican-backed bill’s debate was sparsely attended. Republican supporters spoke about the potential for the abuse of a central bank digital currency (CBDC), while Democrats concentrated on innovation, the dollar’s international competitiveness and the bill’s poor drafting.”

“French Hill, the Chairman of the Financial Services Committee Subcommittee on Digital Assets, Financial Technology and Inclusion, said: ‘We live in a world where the government can abuse the tools it has.’”

“Representative Mike Flood reused his rhetorical device urging the audience to ‘imagine the politician you despise the most’ with control over a CBDC.”

“Financial Services Committee member Warren Davidson called the New York Fed’s Project Hamilton ‘the same creepy surveillance tool’ as China’s digital yuan. He said the pilot project ‘could be developed to something further. The Fed was not responding to dialog, so it must respond to law’, he said. Warren called a digital currency the ‘creepiest surveillance tool known to man’ that would lead to ‘coercion and control. Why would we enable it?’ he said. ‘Everywhere it’s depicted as evil.’”

“Davidson said the Fed should not pursue a digital currency without authorization from Congress, arguing it doesn’t have a place in a free society. ‘We don’t want them to design it,’ he said. ‘We don’t want them to build it.’”

Click image to enlarge. Use "Back" button to return to post.
Click image to enlarge. Use “Back” button to return to post.

#6. Economic Outlook

Preamble:

As always, the official story is that the economy is fine and getting better. Based on the theory that anything the government and kin say is almost certainly false, this statement means that things financial and economic are bad and getting worse. In practice, we might want to proceed with great caution.

What is our own situation today? Good and getting better, or not so good and getting worse? Or perhaps just static and sort of okay.

Whatever our situation is reflects what is actually going on in our part of the world. It is valuable information about our actual operating reality. No matter what official and media sources say.

So, our first step would seem to be figuring out just what our operating reality is and, where possible, why. If we see things looking good and getting better, then we need to be very clear on the causes here. Are our markets growing solidly? Are we doing better competitively? Is inflation making our numbers look good? …?

The underlying reality for most today seems to be one of continued real price inflation and broad customer-market weaknesses. This may mean that our good results are price-driven, not output quantity-driven. Vital to know which.

My guess is that most individuals, businesses, and organizations are struggling, at least somewhat, or doing okay at best. Lots of dark storm clouds on the economic and financial horizon. Great uncertainty as to where things are headed.

Caution may be the best plan for the moment – surely until selection season is over.

Summary:

Current:

Well, at least the job market is growing nicely, so says the government and its lackeys. For example, this glowing headline in a recent article:

All job additions in this report are part-time jobs. This reflects a “good” economy? Sure doesn’t look so good to me. Why so many part-time jobs? As the article goes on to explain, people are working two or more jobs just to stay afloat, probably with their credit pretty much maxed out as well. This seems like pretty grim news. How might this situation affect your plans and actions going forward?

It is not just jobs data that is being misstated, here is what the real inflation situation is:

My takeaway from this unfortunate meddling with data is that inflation is indeed high and staying there, requiring many people to take on extra jobs part-time to make ends meet – despite what official figures are claiming.

See also my post of how consumer price inflation is being manipulated: “Lies, Damned Lies, and Statistics”.

Some kind of serious economic crisis appears to be a certainty at this point. Here is another extremely serious concern:

  • QTR’s [Quoth The Raven] Fringe Finance talking with Andy Schectman, President & Owner of Miles Franklin Precious Metal Investments, about government spending and financing this humongous spending, via ZeroHedge: “Are We Destroying The Economy On Purpose?”:

“Where is the common sense in any of the policy decisions of this government and of this Federal Reserve? Or is it too stupid to be stupid? And I’ll leave that up to you.”

“Talking about the Treasury buying back bonds, and how that turns into pure debt monetization, Andy added: ‘They say, ‘And this is gonna happen in the next few days,’ but who will be the entity that will do the buying? Because the treasury is broke. It ain’t gonna be the treasury. So who is it? It’s the New York Fed. And they’re gonna have to conjure up cash to buy those bonds. And while a good portion of the world is shunning our bonds, and for good reason, keeping in mind that we do need to sell almost 14 trillion this year to retire 9 trillion and maturing at higher rates, plus the current bills. You know, who’s going to do it? And this is debt monetization. This is the beginning to Weimar Republic. The Treasury says they’re going to do it, but they’re broke. So it’ll be the Fed that will come up with the cash to do it.’”

Debt monetization, also called “printing unbacked-by-anything money”, is a sure path to disaster. As in post-WW I in Germany. It may well be so far along in the U.S. that only war can prevent ultimate default.

Schectman is not the only one sounding the alarm in this particular manner:

“’Why?  It’s called inflation, and it’s not temporary.’ [precious metals expert and financial writer Bill] Holter explains, ‘Foreigners are backing away from buying Treasuries…”

“That is the only thing that has kept the doors open, so to speak, is the fact we are able to borrow an unlimited amount of money because we are the world reserve currency. “

“Foreigners backing away from our debt is going to lead the Federal Reserve to be the buyer of last, and then, only resort.  So, you will have direct monetization between the Fed and the Treasury. “

“What that will cause is a currency that declines in purchasing power. It will decline in a big way, and it will decline rapidly. So, what I am describing is inflation that turns into hyperinflation.”

“But that is not the end of our problems.  Holter points out, “I do think it is going to get worse, and that means interest rates will go higher, and that will put on much more pressure…’”

“… The other wild card is war, and Holter says, ‘War is a way to keep the system propped up.’ In closing, Holter contends, what you are seeing is not a series of mistakes by incompetent people.  Holter says, …”

“’This is too stupid for it not to be the plan. . . .This is not a Republican or Democrat thing.  We are being steered directly into a brick wall because the globalists can’t take over the world with the US standing.’”

“They have to take the US down, and if they take the US down, so will the western financial system fall.  If that happens, the globalists can have their way.’”

‘Too stupid not to be the plan’ also seems to say something about the likely capabilities of such planners: intelligent but not smart.

Some say we in the West need war because it is the only way to deal with our colossal debts. Here is one example:

Interview with Martin Armstrong by Piero Messina for SouthFront and via ZeroHedge on 5/16/24: “’West’s Governments Need War’ Warns Martin Armstrong ‘Because Their Debts Are No Longer Sustainable’”:

“The birth of the BRICS was caused by these people we call the neocons who engaged in ethnic racism and targeted Russia by removing them from the world economy under SWIFT. This woke up many in the world, realizing that the dollar was now being weaponized and was no longer a monetary instrument exclusively. Nations began to realize if they did not conform to the commands of Washington, then they too could be removed from SWIFT. Thus they have divided the world economy bringing to an end globalization.”

“… The sovereign debt crisis that we face has appeared often throughout history. It is unsustainable because governments act in their own self-interest and will always expand debt to retain power. Historically, these systems collapse when they issue new debt to pay off the old, and no one is there to buy the new debt. Once they can no longer continue to borrow new money, then inevitably, they collapse.”

“… It is unlikely that we can avoid world war. Governments need war because their debts are no longer sustainable. They will use the war as the excuse for defaults – as was the case for WWII. They will create Bretton Woods II with the IMF digital currency as the reserve.”

“… The wealth of every nation is its people. That has been proven with the rise of Germany and Japan after WWII. This is the essence of Adam Smith’s ‘Invisible Hand.’ But those in government prefer Marx, for he advocates that the state has the power to manipulate the people. So, Governments have forgotten it and reject Smith because Marx provides them with more power.”

Historically, wars follow debt crises. We surely have a debt crisis, with only question remaining is how long before it detonates. Even so, world war doesn’t necessarily follow, as I have argued. This time it’s truly different.


Price inflation? Probably just another rumor, or maybe even a conspiracy theory.

Price inflation? Probably just another rumor, or maybe even a conspiracy theory.

#7 Climate Crisis

Preamble:

Much today is being done because of the so-called “climate crisis”. In the 1970s, it was global cooling and a potential new ice age driving the climate repair efforts. More recently, global warming seems to have taken over these climate mischief concerns. As a way to reconcile these two opposing causes, they are today merged into a catchall called climate crisis, or simply climate change. Whatever their current label, these are driving huge efforts to replace fossil fuels, to shift populations into 15-minute cities, and to reduce the amount of land available for growing food.

Despite the fact that over 1,600 scientists including Nobel prize winners have stated strongly that there is no climate crisis, an amazing number of people are on board with climate-change-prevention projects. Electric vehicles are one of the major results of climate crisis efforts. True believers in EVs are still many. Well, perhaps not so much lately.

I certainly can’t dispute what the 1,600+ scientists are saying. This means to me that the “climate crisis” is actually part of the globalist agenda. All of the big players here – WEF, UN, WHO, IMF, … – pretty much admit that, while carrying on the pretense of addressing climate-whatever.

People will believe what they want to believe. What’s important to folks trying to live their lives sensibly and to folks managing businesses and organizations is that this pretense is our operating reality. We can’t change it. In practice, we must deal with it as best we can, while ignoring any related disbeliefs.

See my post from a while back on this: “Beliefs and Stories, Not Facts, Actually Rule the World”.

Our operating reality is whatever the globalists are pushing for, regardless of their public rationale. The globalists seem pretty likely to succeed in major ways – near-term at least. This means that our challenge is figuring out how their climate-whatever efforts may affect us and our businesses, and devising ways to comply and obey – minimally and selectively – while protecting ourselves from the potentially most damaging aspects.

Summary:

Current:

Dealing with so-called threats like this does not in my mind involve opposing them – except as opportunities arise – but instead focusing on protecting ourselves and our interests. More power to the climate alarmists, as the article below illustrates.

The non-activist challenge involves identifying your points of vulnerability and seeking practical ways to strengthen and protect these. There may even be some ways to benefit from such globalist efforts, but with great care.

“The National Oceanic and Atmospheric Administration (NOAA) predicts July, August, and September will be hotter than usual. And for those who view warmer temperatures as problematic, that’s a significant cause for concern.”

“’Earth’s issuing a distress call,’ said United Nations secretary-general António Guterres on March 19. ‘The latest State of the Global Climate report shows a planet on the brink.’”

“Fossil fuel pollution is sending climate chaos off the charts. Sirens are blaring across all major indicators: Last year saw record heat, record sea levels, and record ocean surface temperatures. … Some records aren’t just chart-topping, they’re chart-busting.”

Umm …

The climate crisis agenda, especially by the UN, has been evident for quite some time. This report simply confirms what we mostly believed. It does not change the worldview for this concern.

A 15-minute city for us soon-to-be-carless folks. Walking and biking are so good for our health as well.
A 15-minute city for us soon-to-be-carless folks. Walking and biking are so good for our health as well.